Insurance: Make A Video Record Of Your Stuff

With fires, hurricanes, floods and other disasters in the news lately, one thing you might want to do is make a video or photographic record of your possessions. If something happens, this will make things much easier when you deal with your insurance acompany. A walk-through of your home with a video camera, taking close ups of your high-dollar possession (furniture, electronics, antiques, artwork, etc. ) can be a valuable record. If you don't have a video camera, take pictures and write down brief descriptions.

Then put the video or the photos in a safe deposit box. Remember, it can be tough to prove what you had after your home has been destroyed by a natural disaster.

Finally, make a disc copy of your computer files periodically and put that in your safe deposit box too, especially if your computer contains family records or photos. You can replace the computer, but not the files if the computer is destroyed and you have no backup.