MoneyToSpare.net is all about making choices. What you spend your money on is entirely up to you....but you might want to think about what you could buy with savings like these.
Stop buying two packs of cigarettes a day at $4 each and you'll save $56 a week, an average of $242 a month and $2,912 a year. Invest that in a tax-deferred savings account such as an IRA at 6% per year and you'd have $244,030 after 30 years.
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